The future is full of challenges and opportunities. In light of China's accession to the World Trade Organization ("WTO"), the insurance industry will be further opened and competition will be ferocious. Ping An must therefore keep growing its business, carry on expanding its operations, and sustaining improvement of service quality to seize this opportunity to transform the Company into a truly international financial institution. Through achieving the above, we aim at becoming a global top 500 company within three to five years.