Home Protection Plan provides cover the property owner or the tenants, against loss of or damage to the insured premises' contents, furniture, fixtures, fittings, personal effects, personal belongings, cash, and Personal Third Parties liability. It also extends to cover of replacement of damaged locks and keys, temporary removal, loss of or damage to domestic servant's personal belongings, and temporary accommodation subsidy etc. Premium Rating depends on the building' gross area and the Sum Insured.